If you’re a first home buyer in Coffs Harbour looking for the best deal to get you into your first home with minimal fuss, our services are for you. Call us now to discuss your situation and we can give you an indication within 10 minutes over the phone if you can borrow what you’re after.
Getting your first mortgage can often be difficult. Some of the larger lenders can make the process harder and more complex than what it needs to be causing no-end of frustration to the first home buyer.
We’re here to make the process easy for you and we’ll even do all the paperwork and deal with the lenders for you.
When you call us, we’ll ask you some basic questions about your employment, income and expenses, your assets and any debt you have. If you’re looking to purchase your first home with a partner, having your partners’ financial details handy before calling us will be helpful too.
During our phone call (or if you prefer we can meet in person for a consultation anytime) we can also answer any questions you have on the current first home buyers grant and first home new home grant.
Following our initial consultation, if we have pre-qualified you as being eligible for the home loan you’re after, we’ll indicate to you the necessary documentation we need and ask for you to gather it and send it to us.
From here, we’ll handle all the necessary application forms and lodgements on your behalf. We make it easy for you so you can continue to do what you do and not have to spend hours and hours sending paper work back and forth.
After the application has been lodged (note that we will not lodge an application that is unlikely to be approved) there is a waiting period of around 4-6 weeks for the approval process. Once we have notification of approval, we will meet again and sign the final paperwork.
We are here to handle the process for you and guide you with every step. Our service is the best in Coffs Harbour and you’ll be satisfied knowing that you’re in great hands.
